Homeowner Information • Repair Costs & Protection Options
Homeowner Guide

The Home Repairs That Could Leave You With a $3,000+ Bill

Major home systems and appliances can fail without warning. Here's what homeowners should know about common repair costs and ways to prepare for unexpected expenses.

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An Unexpected Repair Can Change Your Budget Overnight

Most homeowners don't plan for a major appliance or home system to stop working. Unfortunately, breakdowns rarely happen at a convenient time.

A malfunctioning heating and cooling system, water heater, electrical system, or refrigerator can quickly turn into a significant household expense.

Understanding potential repair costs ahead of time can help homeowners make more informed decisions when something goes wrong.

How Much Can Common Repairs Cost?

Actual repair and replacement costs vary depending on the equipment, location, labor, and severity of the problem.

HV

HVAC System

$3,000+

Major repair or replacement

WH

Water Heater

$1,500+

Repair or replacement

EL

Electrical

$1,200+

Major system repair

RF

Refrigerator

$800+

Repair or replacement

What Can Homeowners Do Before a Breakdown?

Unexpected home repairs can be difficult to budget for, especially when several systems and appliances are getting older at the same time.

Some homeowners choose to research home protection options before they need a repair.

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Review potential expenses Understand which household systems could become costly to repair.
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Compare available options Look at different protection options and understand their terms.
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Check availability in your area Options, pricing, and coverage can vary by location and provider.
Good To Know

Protection options aren't all the same.

Coverage, exclusions, service fees, limits, pricing, waiting periods, and eligible systems can differ between providers and plans.

That's why it's important to review the details and determine whether an option is appropriate for your household.

A Few Things Worth Checking

If you're researching home protection, consider these factors before making a decision.

01

Coverage

Review which home systems and appliances may qualify and what situations may be excluded.

02

Costs

Compare pricing, service fees, deductibles, and other potential out-of-pocket expenses.

03

Terms

Read the plan terms carefully and make sure you understand limitations, waiting periods, and exclusions.

Want to See What Options May Be Available?

Answer a few basic questions to explore home protection options that may be available in your area.

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Availability and pricing vary by location.